宝子们? 另外还整理了新旧制度差异，及断缴后果。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n下面给大家简单说说?https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n养老保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n旧制度养老金计发主要和退休时工资、工龄挂钩；新制度更强调个人缴费情况，缴费越多、时间越长，养老金越高。而且新制度养老金调整更灵活，和物价、工资增长挂钩。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n医疗保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n旧制度报销范围窄、比例低，异地就医麻烦；新制度扩大报销范围，提高报销比例，推进异地就医直接结算，方便了很多。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n生育保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n旧制度仅女职工享受；新制度中，参加生育保险的男职工，其未就业配偶也能享受生育医疗费用待遇。并且现在很多地区将生育保险和职工基本医疗保险合并实施。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n失业保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n新制度保障范围扩大，对参保不足 1 年的农民工，也可按规定发放临时生活补助，保障他们失业期间基本生活。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n工伤保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n新制度对工伤认定范围有调整，比如在工作时间和岗位，突发疾病死亡或在 48 小时内经抢救无效死亡可视同工伤；并且待遇标准有所提高。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n住房公积金https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n旧制度贷款额度低、提取条件严格；新制度提高贷款额度，放宽提取条件，租房、大病等情况也可提取。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n断缴后果与补救https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n养老保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●后果：断缴不影响已缴金额和累计年限，但会影响养老金待遇，交得少、时间短，退休后领得就少。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●补救：一般可补缴，到新单位后接着交，也可以灵活就业人员身份自行缴纳。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n医疗保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●后果：断缴次月起无法享受医保报销，断缴 3 个月以上，连续缴费年限清零，需重新计算，影响报销额度和大病保险待遇。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●补救：尽快补缴，断缴 3 个月内补缴，次月起可享受医保待遇；超过 3 个月，一般有等待期。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n生育保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●后果：断缴期间无法享受生育津贴和医疗费用报销。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●补救：部分地区生育前连续缴满一定时间（如 9 个月或 12 个月）可补报，具体看当地政策。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n失业保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●后果：影响失业金领取资格和金额，需连续缴费满 1 年才能领失业金。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●补救：找到新工作后继续缴纳，重新累计缴费时间。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n工伤保险https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●后果：断缴期间发生工伤，费用由单位承担，若单位不支付，维权麻烦。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●补救：及时恢复缴费，新发生工伤可按规定享受待遇。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n住房公积金https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●后果：影响公积金贷款资格，一般需连续缴存一定时间（如 6 个月或 12 个月）才能贷款。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n●补救：尽快续缴，满足条件后可申请贷款。https://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cchttps://www.nyrcw.cc\n#五险一金 #社保 #年金险 #断缴补救 #社保科普 #你愿意缴纳社保吗[PK]#
